
I really feel that Wells Fargo trys to structure their banking to penalize a customer as much as possible. For example, suppose you have three checks outstanding that all come in at the same time, one is for 97.50, one is for 2 and one is for 50 cents. The total is one hundred dollars and you had 100 in your account when you wrote the checks, but the bank took three dollars out of your account the day before for a fee. This would leave you a little short on the total when the checks go through. If they were helpful and on your side, they would process the checks for 50 cents and 2 dollars first and then bounce or process the 97.50 check and hit you with a return fee. But instead, they take the largest check and process it casing a $35 overdraft fee, then process the 2 dollar check, create a second $35 fee and then hit you with another $35 fee for the check for 50 cents, so you're going to be $105 in the hole, just because they took their bank fee out before your checks cleared. I still bank with them, but I don't like them!
Reviewed by
David G. (397 pts) on 11/13/08